Investing through superannuation is an effective way to secure your financial future in retirement.
For many working Australians, investing through superannuation is an effective way to secure their financial future in retirement. While you are working it is important to regularly review your super contributions to ensure you are saving enough to fund an enjoyable lifestyle once you enter retirement.
You might think of super as just 9.5% of your salary that you can’t access. But it’s important to remember - it’s your money, it’s just being held for you until you retire.
It is never too late to take control of your super. However, the rules are complex, so it is important to get expert advice to ensure you make the most of your superannuation savings.
If you own a small- or medium-sized business, we can advise you on how to structure a corporate super plan that takes into account any salary packaging requirements and remuneration programs.
Access your super while still working:
If you’re over 55 and working part time you can now access your super in the form of a pre-retirement pension and still contribute to super.
Financial advice isn't just about choosing investments. It involves looking at all your financial options to achieve your short, medium and long term goals.