It's important to insure your family and lifestyle from financial misfortune.
While many people insure their home, car and possessions, it is even more important to make sure your family and lifestyle are protected from financial misfortune.
Losing your future earning power can be financially devastating.
Without a regular income, it can be a challenge just paying for everyday household expenses like groceries and power bills, while ongoing mortgage repayments or school fees can quickly eat away any savings. Worse still, if you’re self-employed and can’t work because you’re ill or disabled, you could be faced with the added pressure of the business bills rolling in.
The good news is that we can use risk insurance to structure a total financial protection package for you to protect against loss of income, disablement, serious illness and death.If you own a business we can also review your business insurance needs.
For example, is there ‘key person’ protection in place for the business owners and managers? Are the business assets and stock adequately insured against theft and damage?